Baddam, P. R., S. R. Yerram, A. Varghese, J. R. P. K. Ande, D. R. Goda, and S. R. Mallipeddi. “From Cashless Transactions to Cryptocurrencies: Assessing the Impact of Digitalization on Financial Security”. Asian Accounting and Auditing Advancement, vol. 14, no. 1, Nov. 2023, pp. 31-42, https://4ajournal.com/article/view/84.